Buy Recommendation for Upstart (UPST) Based on Valuation and Earnings Results
+27.57%current return
"I don't own Upstart stock, but I'm very interested in this company. And I wouldn't be surprised if I purchase this stock for my portfolio sometime soon. I've been watching this company more closely in recent months. About a month and a half ago, I upgraded this stock to a buy on my stock recommendation list. And following the earnings release, Upstart is now trading at a forward P/E of 26, near the lowest level this stock has traded for since early 2025. I did reiterate my buy rating for Upstart stock following these earnings results."
— Host
The speaker conveys a bullish stance on Upstart (UPST), emphasizing a buy recommendation based on the recent earnings results and attractive valuation, marked by a low forward P/E ratio. This suggests that the stock is seen as an attractive entry point.
Entry:$37.72
Target:N/A
Horizon:Expires Feb 5, 2026
Trade CallBullish
High ConvictionScore: 8.0
Stock Idea •Parkev Tatevosian, CFA • Nov 6, 2025
Trade Call: Upgrade to Buy UPST with Significant Upside
-7.61%current return
"So if the company's on track and all else remains equal, the share price could rise all the way to $84 by the end of next year. That would be a nice increase from the current stock price of $52 per share. That would be an almost 60% increase in a little over one year. But what I see as a more likely scenario actually is the forward PE multiple increasing. And if we're to increase to 30, the stock price could rise to $97 a share, a much better increase closer to 80%. If the forward PE ratio were to increase to 35, a scenario I don't see as the most likely. The share price could rise to $113 per share. And that's one of the reasons why I recently upgraded Upstart Stock to a buy."
— Parkev Tatevosian, CFA
The speaker provides an actionable trade call for UPST, outlining multiple scenarios where rising forward PE multiples could drive the stock price significantly higher. He forecasts a potential increase from $52 to between $84 and $113 per share, and based on this scenario analysis, he upgraded UPST to a buy.
Entry:$52.09
Target:N/A
Horizon:Medium-term 3–12 months
Trade CallBullish
High ConvictionScore: 7.9
Stock Idea •Parkev Tatevosian, CFA • Oct 23, 2025