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"I do not understand what the credit bureaus are doing with their pricing. They are inviting a lot of scrutiny that is only intensifying by the day."
Bill Py, the Federal Housing Finance Agency director, criticizes the credit bureaus' pricing strategy, suggesting that the increasing regulatory scrutiny could further pressure Equifax shares, which had already been falling. His comment implies potential negative impacts on the company's performance due to its pricing practices.

"Now, moving on, we get to Equifax reporting their earnings this morning. The stock was down 4% because of some commentary of the CEO, despite the fact that they beat their estimates and raised guidance. I see the fundamentals moving in the right direction and will continue to hold for now. This is an example where a single statement can cause a temporary drop, but the underlying business remains fundamentally strong."
The speaker discusses Equifax (EFX), noting that despite a negative CEO comment that caused a temporary drop, the company beat estimates and raised guidance. Strong underlying fundamentals justify a hold position, despite current market sentiment.
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