"In a standout pick, SoFi enters January 2026 as arguably the most disciplined growth story in fintech, having successfully transitioned from a challenger bank to a legitimate financial powerhouse. With eight consecutive quarters of GAP profitability and a record Q3 2025 revenue of 962 million, SoFi is positioned for a multi-year renaissance driven by crypto and student loan refinancing. The launch of its SoFi USD stablecoin and institutional accumulation signals an immediate tactical entry before the Q4 earnings print, making it a compelling buy for investors seeking robust fintech growth."
SoFi is highlighted as a disciplined fintech growth story with solid profitability and revenue momentum. Catalysts include a new stablecoin launch and recovery in student loan refinancing, positioning it for near-term gains before Q4 earnings.
Top 5 Stocks To Buy January 2026
Invest With Corey
January 2, 2026
Stock Idea