"So, when you see the 10% decline or the 20% decline, that's not the time to freak out. That's not the time to start selling all your shares, it's actually the time to think about maybe trying to find some extra savings and make some investments when the market goes down 20%. Whereas, as the market rises, that might not be the time to get most excited about making the most speculative investment you can. So, think about steering clear of IPOs. Let those companies operate in the public markets a little bit."
Tom Gardner advises investors to remain calm during market dips, suggesting that declines of 10% or 20% should be seen as opportunities to invest rather than triggers for panic selling. He cautions against chasing the early-day hype of IPOs, recommending a more measured approach as companies establish themselves post-IPO.
Tom Gardner's 2025 Market Warning: High Valuations, AI Disruption & What to Do Now
The Motley Fool
December 19, 2025
Market Timing